What if I Feel That Dental Treatment Costs Too Much for Me?
Dental treatment varies in cost from case to case. We see patients with a wide range of dental needs and personal needs, like a tighter budget. We not only want to take care of your dental needs, but we also want to do this in a cost-effective way for you. Dr. Ra and our team draw upon years of experience when developing treatment and financial plans to present to you as options. We want to work out a solution with you.
Our Goal
Our goal is to help remove financial barriers so our patients can receive the dental care they need and desire. Many patients have some type of dental insurance. In the majority of cases, we are able and pleased to assist you in maximizing your benefits. At your first visit, we will ask you for current insurance information. We may ask you to confirm this information at subsequent visits, so we can remain up-to-date and fully informed to serve you. Insured patients will receive cost estimates broken down by insured and uninsured costs. We ask that you pay uninsured costs the day services are rendered.
Dental Insurance
We are very insurance friendly, and we are preferred providers for:
- Access Premier PPO
- Aetna PPO
- Bluecross PPO
- Cigna PPO
- Delta Dental PPO
- Delta Dental Premier
- Delta Wellness PPO
- Dentemax BlueCross/BlueShield PPO
- DHA/Assurant PPO
- First Dental Health PPO
- Guardian PPO
- Metlife PPO
- Prudent Buyer BlueCross/BlueShield PPO
- United Concordia PPO
If your plan is not listed here, please call our office about your insurance.
For patients covered by insurance, we will accept assignment of benefits. This means that you sign the portion of your insurance that “assigns” payment to our office. Most dental insurance plans do not cover 100% of the cost of your treatment. It is because of this, and the extreme delay in receiving payment from insurance companies, that you are asked to pay your deductible and your portion of charges at the time services are rendered. All estimates are based on information provided to us by your insurance and are not a guarantee of payment. Only after a claim is submitted and reviewed by your insurance company can final payment be determined. As a courtesy to you, we file claim forms electronically, provide postage for special claims, and we track claims for you.
No Dental Insurance? No Problem!
We also accept cash, checks, debit and most major credit cards. Additionally, we offer financing options (see below) because we understand that monthly payments can help patients fit the costs of dental treatment into their budgets.
In-House Financing
We offer financing through CareCredit® for those who qualify. With CareCredit, you can finance 100% of your dental treatment and there are no upfront costs, no annual fees, and no pre-payment penalties. CareCredit offers a full range of payment plans, so you can find one that works wells for you. CareCredit also allows for revolving payments with a variable interest rate and up to 18 months of 0% interest. It can be used by the whole family for ongoing treatment without having to reapply, too. Please visit Dr. Ra's CareCredit to fill out an application form now. We also have other in-house financing options that we will be happy to discuss with you. We want to meet your individual needs.
We’re Here to Answer Your Questions!
If you have any questions about our financial policies or anything else you have read on our website, please call us (909-355-3299). We are here to make your dental care as convenient and easy as we can.
